Interest Rate party is over!

now fintechs might crash!!

May 14, 2025

Welcome to Fintech Wire — your quick guide to what’s shaping finance and tech today.

What we’ll cover today:

🧯Why fintechs might crash as interest rates fall

🧢Eric Trump’s bold Bitcoin play

🧠What VCs are whispering at fintech events

Source : People Matters

Robinhood, Monzo, and Revolut made big money from high interest rates. Now, dropping rates may crash the party.

🚨Breaking News:
With interest rates falling, fintechs relying on rate-based revenue could see profits dip — and their business models tested.

⚡Wire Simplified –

  • In 2024, high interest rates boosted fintech profits.

  • Platforms like Robinhood earned from idle customer cash.

  • Now, global interest rates are coming down.

  • That easy extra income might disappear.

  • Experts say this will test how solid their real businesses are.

✔️Straight to the Point –
Fintechs loved the easy money from high rates, but now the training wheels are off — time to see who rides.

💸 Should fintechs rely less on interest-based income?

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Source : The Hill

American Bitcoin, backed by Eric and Donald Trump Jr., is going public — with the Trump fam keeping 98% ownership.

🚨Breaking News:
Eric Trump wants America to “win the crypto race” as American Bitcoin becomes a public company with $700M in funding.

⚡Wire Simplified –

  • American Bitcoin is merging and going public.

  • Trump family owns almost all of it (98%).

  • $510M raised through private investors.

  • Eric Trump compares it to the space race.

  • The company mines bitcoin, aiming for U.S. dominance.

✔️Straight to the Point –
Trump’s crypto empire is flexing hard — but critics wonder if hype and headlines are enough to mine real value.

FinTech Abu Dhabi 2025
Organized by the Abu Dhabi Global Market, this event explores the latest trends, regulatory advancements, and innovations in the FinTech sector.
Date: November 2025 | Location: Abu Dhabi, UAE

Hong Kong FinTech Week 2025
One of Asia’s premier FinTech events, featuring speakers, panels, and exhibitors showcasing innovations in finance and technology.
Date: November 2025 | Location: Hong Kong

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