Mastercard’s Surprising New Plan for Growth.

What we’ll cover today:

📊 Mastercard’s New Revenue and Targets.

🚀 Klarna has filed for IPO in the US.  - Simon Taylor

🌐 Fintech is a Small World.

🔗 The Event Roundup.

Mastercard’s New Revenue and Targets.

Mastercard Inc has recalibrated its financial outlook for 2025-2027, reflecting a more cautious approach amid changing market dynamics.

Revised Growth Projections

• Net revenue growth has been adjusted from high-teens to high-end low-double-digits.

EPS Growth Update

• EPS is now projected to grow at a mid-teens compound annual growth rate (CAGR), a step down from prior low-20s expectations.

Operating Margin Target

• Mastercard aims to improve its annual operating margin to at least 55% during 2025-2027.

Q3 Performance Beats Estimates

• Net revenue reached $7.37 billion, a 13% year-over-year increase.

• Adjusted EPS rose to $3.89, up 15% and surpassing expectations.

This recalibration reflects Mastercard’s strategic pivot to sustain profitability while navigating an evolving economic landscape.

Here’s the whole article

1. Klarna has filed for IPO in the US.  - Simon Taylor

Simon is a prominent figure in the fintech industry, known for his deep insights and contributions to financial technology. 

He is the founder and writer of "Fintech Brainfood," a platform offering in-depth analyses and commentary on fintech and finance topics.

This is a tweet from Simon Taylor, giving his opinions on Klarna.

Here’s The Article

2. Fintech is a Small World.

This tweet is from Felipe Sinisterra.

Felipe is a fintech entrepreneur and a Former Soft Bank and Goldman Sachs.

This tweet is about his opinions and thoughts from last week's Money 20/20 conference in Vegas.

Here are his 3 Thoughts.

1. Argentinian fintech Ualá lands $300m Series E funding round at $2.75bn valuation.

Argentina-based fintech Ualá has secured a $300 million Series E funding round at a company valuation of $2.75 billion.

Allianz X, the investment arm of global insurance and asset management giant Allianz Group, led the round. It was participated in by a mix of new and existing investors, including Alan Howard, Goldman Sachs Asset Management, SoftBank Latin America Fund, Jefferies, D1 Capital Partners, Claure Group, AlleyCorp, and others.

2. Canadian fintech Neo Financial raises $258m in a mix of equity and debt funding.

Neo Financial has raised $258.3 million (CAD 360 million) in Series D funding, comprising $78.9 million in equity and $179.3 million in debt.

The round drew fresh participation from angel investors Tobi Lütke, CEO and founder of Shopify; Stewart Butterfield, founder and former CEO of Slack; Roblox CEO David Baszucki; and Mike Wessinger, co-founder and executive chair of PointClickCare.

3. BuzzAR unveils BuzzPay in Saudi Arabia.

BuzzAR has introduced BuzzPay, a cutting-edge AI-driven fintech solution seamlessly integrated with its AI travel assistant, BAE (Buzz AI Experience).

This platform aims to revolutionise payment processes for one million travellers, focusing on the Asian market.

It is expected to drive economic growth in Saudi Arabia, with an estimated impact of USD 3.2 billion by 2026.