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Moody’s + ZBD: The Latest Fintech Disruptors

AI-powered loans and Bitcoin in gaming

Welcome to Fintech Wire — your quick guide to what’s shaping finance and tech today.

What we’ll cover today:

📊 Moody’s Acquires – future of AI Powered loans

🎮 ZBD Revolutionizes Gaming with Bitcoin

💎 Money20/20 highlights and trends in fintech

Moody’s, a giant in financial services, has acquired Numerated Growth Technologies, a company that makes loan approvals faster for banks.

🚨Breaking News: Moody’s is adding Numerated’s AI-powered loan tech to its suite, making the loan process smoother for banks and businesses.

⚡Wire Simplified –

  • Numerated uses AI to help banks approve loans quicker.

  • Moody’s is integrating Numerated’s tech into its own systems.

  • Over 30,000 financial institutions benefit from Numerated’s tech.

  • The tech improves everything from loan applications to decision-making.

  • Moody’s says the deal won’t affect its 2024 financial results.

✔️Straight to the Point –

Moody’s is speeding up the loan process with Numerated’s technology, hoping to make loans easier for everyone involved.

🎤 Do you think this purchase will benefit regular consumers in the long run?

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Earning Money Playing Games Powered by Bitcoin 🎮

ZBD is a company transforming gaming by using Bitcoin and the Lightning Network to enable real-money rewards and seamless transactions.

🚨Breaking News: ZBD is revolutionizing gaming by using Bitcoin and the Lightning Network to make fast, real-money rewards for players.

⚡Wire Simplified –

  • ZBD lets gamers earn real-money rewards using Bitcoin.

  • It uses the Lightning Network to make transactions fast and affordable.

  • ZBD’s technology is changing how developers and players interact in-game.

  • The company is growing fast despite early doubts.

  • ZBD is working with regulators to ensure compliance in the U.S. and Europe.

✔️Straight to the Point –

ZBD is betting on Bitcoin to change gaming by offering instant, real-money rewards, creating a more exciting way to play.

🎤 Would you trust Bitcoin-based payments for in-game rewards?

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Let’s talk US bank lending, the latest chart to dominate FinTwit macro bear feeds…

Yes, bank lending standards leads bank lending activity, but bank lending is an extremely lagging indicator and the market generally tends to look through the actual tightening…

A thread 🧵

You can never leave founder mode or you run the risk of your company dying. You have to constantly reassess, "Is this product the right thing for the market?" And even if it was the right thing when you built it, that doesn't mean it's the right thing today. You have to be willing to adjust.

  1. Banking Tech Awards 2024:

    Scheduled for December 4, 2024, at the Royal Lancaster Hotel in London, this prestigious event celebrates its 25th anniversary, honoring trailblazing companies and transformative technologies in banking. Attendees can expect a glamorous evening featuring awards presentations, live entertainment, and networking opportunities with industry leaders from top banks and fintechs.

  1. Future Branches Boston:

    Taking place on December 4-5, 2024, in Austin, TX, this event focuses on innovations in branch banking and customer experience. It gathers industry professionals to discuss the future of physical banking spaces and how they can enhance customer engagement through technology and design.

  1. DeFi Retreat (North America): 

    Set for February 2025 (exact dates TBD), this retreat aims to foster collaboration between public and private sectors within the decentralized finance space. It will bring together thought leaders to explore regulatory challenges and innovative solutions in DeFi.

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