Shop Now, Pay Later—Now Even Physically.

What we’ll cover today:

💳 Shop Now, Pay Later—Physically

🏢 When starting a company is highly overrated…

🧐 How can AI make finance more personal and less daunting?

🔗 The Event Roundup

Shop Now, Pay Later—Physically

Klarna just made it possible.

Partnering with Adyen, they’re bringing buy now, pay later to 450,000 physical stores across Europe, North America, and Australia.

Here’s what you need to know:

• Klarna is expanding beyond online shopping into in-store payments.

• Over 450,000 Adyen terminals will now offer Klarna’s service.

• This covers major regions with more to come.

What’s next for Klarna?

• A potential IPO in 2024.

• New cashback rewards and banking-like services to keep users engaged.

Here’s the whole article

1. When starting a company is highly overrated…

Rohit Mittal, a fintech expert shared his thoughts on ‘X’ saying: “Being a fintech expert when starting a company is highly overrated.

I am super bullish on founders who are not experts but are obsessive about solving problems and execute with high intensity.”

Here’s the whole Tweet

2. How can AI make finance more personal and less daunting?

"When I look at where AI is going, one of the big needs in the market is personalising at scale," explains Joe Heck, on Fintech Confidential with host Tedd Huff and cohost Colton Pond.

Here’s what he says.

1. Chetwood Financial’s co-founder and CEO Andy Mielczarek to step down

Mielczarek adds that now is a “logical time for a change in leadership to inject fresh life into the business and guide it through the next stage of its journey”.

“What a journey it’s been. Starting a new bank was never going to be easy, and I am proud to see the progress Chetwood has made.”

2. New digital banking brand launched in Saudi Arabia, NEO

Described as a “lifestyle digital banking and financial ecosystem”, the banking app comes with a multi-currency debit card (supporting up to 20 different currencies with fixed currency rates); a rewards programme, including cashback and discounts; gift cards; and additional services such as cinema, restaurant and hotel bookings.

3. Wealth tech start-up for women Propelle launches in the UK

Founded by former Goldman Sachs executive director and wealth adviser Ayesha Ofori, the start-up’s solution combines community support, financial education, and a variety of investment options, all designed specifically for women.